Decipher your home loan’s Good-faith Estimate
June 3, 2010 by dspahr · Leave a Comment
5 Tips for Deciphering Your Home Loan’s Good-faith Estimate By: G. M. Filisko A good-faith estimate is an approximation of the fees and interest rate you’ll pay on a home loan. When you’re shopping for a mortgage loan, it’s sometimes hard to understand the jargon lenders use in the good-faith estimate explaining the costs and [...]
10 Ways to Prepare for Homeownership
April 14, 2010 by dspahr · Leave a Comment
1. Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income. 2. Develop your home wish list. Then, prioritize the features on your list. 3. Select where you want to live. Compile a list of three or four neighborhoods you’d like to [...]
Winter Tips: Driving in Snow and Ice
February 11, 2010 by dspahr · Leave a Comment
Driving in Snow and Ice Sources: National Safety Council, New York State Department of Motor Vehicles, Washington State Government Information & Services The best advice for driving in bad winter weather is not to drive at all, if you can avoid it. Don’t go out until the snow plows and sanding trucks have had a [...]
Essential Maintenance
February 5, 2010 by dspahr · Leave a Comment
Essential Heating System Maintenance Getting your home’s heating system professionally serviced every year will keep it running smoothly and help keep heating costs under control. Read Save Money With an Insulation Upgrade Beefing up inadequate insulation is one of the quickest energy-payback projects you can do, resulting in lower heating and cooling bills and increased [...]
